ValueMomentum has a decade long track record serving Banks and Lending institutions, utilizing expertise and intellectual property in decisioning technologies to drive competitive advantage for its clients.

We combine our deep technology expertise and intellectual property assets in product configuration, pricing, e-business and underwriting, with our broad experience spanning retail and commercial core banking, mortgage, credit cards, payments & wealth management, to drive competitive advantage for our clients.

Challenges and Opportunities ahead of Banks and Non-Banking Lending Institutions:

Today’s challenging economic conditions and regulatory environment are driving Banks and Non-banking lending institutions to seek growth by launching new products, retaining and increasing wallet share of existing customers, streamlining core processes to increase transparency and improve compliance and increasing the usage of data driven decisioning.

Banks & Non-Banking Lending Institution Opportunities:

  • Retaining and increasing wallet share with existing customers
  • Supporting new devices and distribution channels
  • Streamlining processes to improve transparency, reduce cost of operations and to ensure compliance
  • Usage of data to improve decisioning especially in the areas of Risk and Pricing

Our Value proposition for Banks & Non-Banking Lending Institutions

Click on the links below to learn more about what we have to offer Banks & Non-Banking Lending Institutions


Data & Analytics Services

Combine deep industry experience with data technology expertise to gain value and insights from your data towards the goal of becoming a data driven organization.

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Customer Communication Management

Services to streamline document output operations, enable multichannel communications and ensure regulatory compliance.

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Digital & Cloud Services

Leverage your core system data, enrich transactions with content and engage across multiple touchpoints to enable your omni-channel digital strategies.

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Quality Assurance & Testing Services

Achieve quality lift by decreasing defect slippage, shorten cycle-times by increasing throughput, and thereby reduce costs.

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Benefits of Choosing ValueMomentum as your partner

Our functional experiences span across the spectrum of front, middle and back office departments. This domain knowledge helps us in leveraging the right technology to deliver solutions which are helping our customers increase the efficiencies and effectiveness of their business operations.

Rajesh Nambiar

Senior Vice President, Financial Services

“Thanks to ValueMomentum’s hard work and dedication we have successfully launched two major platforms and are setting a new standard around software development, quickly turning around bug fixes and new functionality requests.”

Director & PMO, Leading tax preparation franchise